Credit Card Fraud

If you’re ever charged with a crime, you must avail yourself of the expertise of a credit card fraud attorney in Los Angeles.

Credit card fraud is an umbrella term for a number of related crimes that can be considered grand or petty theft. It entails using a credit card to fraudulently access money or obtain other financial benefits or goods. 

Specifically, credit card fraud is the intentional use of counterfeit, stolen, or lost cards—as well as unauthorized access to bank or other accounts—using account or PIN numbers. It also includes equipment or technology to obtain financial gain at another person’s cost.

Full details of credit card fraud are described under California Penal Code 484G. Your credit card fraud lawyer in California will explain the nuances of the type of fraud appropriate to your situation.

California Penal Code 484G

The 484G statute covers everything from stolen, fake, and forged cards to altered, revoked, and expired cards. You must have purposely used the card with full knowledge that it was invalid. 

The code divides credit card fraud into two categories.

  1. Grand theft if the fraudulently obtained benefits exceed $950.
  2. Petty theft if the fraudulently obtained benefits are less than $950.

The two key factors that the prosecution has to prove are that you acted with an intent to defraud, regardless of success, and without consent. The burden of evidence lies on the prosecution’s shoulders. 

All your credit card fraud defense attorney in Los Angeles has to do is create reasonable doubt. LibertyBell Law Group’s attorneys are highly experienced at putting together fraud defense cases that raise sufficient doubt to have the charges reduced or dismissed altogether—ensuring rights protection.

Examples of Credit Card Fraud

There are many types of credit card fraud. The most common of these include the following:


Card-not-present (CNP) occurs when scammers use credit cards and the personal information they need for online payment transactions. This type of scam includes a stolen identity, which will be added to the charge.

Application Fraud

This type of fraud also includes identity theft, as fraudsters steal someone’s personal information, including address and social security number, to apply for credit and store cards.

Account Takeover

Scammers use personal information to contact banks and financial services providers to change account passwords, usernames, and PIN numbers. 

Credit Card Skimming

Skimming is one of the oldest credit card fraud methods. It’s still popular because it works so well. Skimmers attach credit card readers in ATMs and other businesses, including retailers.

The reader steals the card’s information contained in the magnetic strip at the back of the card. They sell your information to other fraudsters or use it personally.

Take Advantage of Opportunities

There are instances when people seem to invite credit card fraudsters to get their cards. For example, people in restaurants who are distracted by conversation and food may leave their wallets or purses in open handbags or jacket pockets. They’re being stolen by a scammer with a keen eye.

If you’re stuck in a jam and need a credit card fraud lawyer in San Diego, LibertyBell Law Group is on hand to provide valuable assistance.

Penalties for Credit Card Fraud in California

Credit card fraud that is less than $950 is petty, theft, and is considered a misdemeanor. The maximum penalties are:

  • Up to six months in county jail.
  • A fine of up to $1000.
  • Six months in county jail and a $1000 fine.

Credit card fraud that is more than $950 is grand theft and can be charged as either a misdemeanor or a felony crime.

Grand theft credit card fraud is a wobbler offense, which means the prosecution can charge scammers with a misdemeanor or felony crime. The decision takes into account additional charges that occurred during the commission of the crime, any past criminal history, and more.


  • Up to one year in county jail
  • A fine of up to $1000.
  • One year in jail and a $1000 fine.


  • Up to three years in county jail.
  • A fine of up to $10,000.
  • Three years in jail and a $10,000 fine.

LibertyBell Law Group provides you with an experienced credit card fraud lawyer in Los Angeles who knows precisely how to pull the prosecutor’s arguments apart. Our lawyers know how to work a courtroom so that those in the room move over to your side. 

If necessary, your white-collar defense attorney can argue such a strong case that they create opportunities for favorable conviction negotiations. You really need one of our defense teams working for you.

Related Offenses for Penal Code 484G in California

Few people are charged with credit card fraud only. There are several additional offenses in California that you have almost certainly committed, either intentionally or not.

8 Related Offenses Include the Following:

  1. Petty theft
  2. Grand theft
  3. Forgery
  4. Identity theft
  5. Unauthorized computer access
  6. Conspiracy
  7. Elder abuse
  8. Burglary

Fight for Your Rights With Our Credit Card Fraud Attorney in Los Angeles

If you’re charged with a felony offense, your trial will take place in federal court, which is entirely different from defense cases in state courts. You want an attorney who specializes in federal credit card fraud cases in Orange County, CA.

The latest trend is for prosecutors to ask for the harshest penalties, which means lengthy prison sentences. LibertyBell Law Group’s skilled criminal attorneys have an astounding ability to reduce penalties and obtain favorable restitution penalties while we fulfill our obligation to our clients, and that is to keep them out of federal prison.

To get top legal services and advice from the best criminal defense team in California, contact us at 855 520 0338 at LibertyBell Law Group today!

Best Civil Attorneys - Gina Tennen

Gina Tennen


At A Glance

  • Expert legal strategist.
  • Experienced in both prosecution and defense.
  • Relentless fighter for her clients with results to prove it.
  • Received the National Top 100 Trial Lawyers Award
  • Featured in Time Magazine’s “Leaders of Criminal Defense” in the 100 Most Influential People edition.

Executive Managing Attorney Gina Tennen is a renowned leading advocate of personal liberties. Her meticulous trial preparation and exceptional ability to pursue every possible defense has earned her the admiration of clients and respect from prosecutors, judges, and other criminal attorneys all over the nation.

Lawyer Tennen began her career as a Senior Law Clerk for one of the toughest District Attorney’s offices in the country where she gained remarkable experience in juvenile crimes, elder abuse, parole hearings, child abuse, sex and other serious crimes. Her experience at the District Attorney’s Office armed her knowledge and case strategy in exploiting the other side’s weaknesses for the client’s advantage and building a rock solid defense. Criminal attorney Tennen’s experience on both sides and brilliant maneuvering throughout is evidenced in her winning track record. In fact, even before earning her law degree, she was instrumental in getting excellent results on several criminal cases outshining her peers.

A consummate strategist and top criminal attorney, lawyer Tennen works tirelessly on many high profile criminal cases. She is known as a relentless fighter who never gives up on any case. Whether the case is hers or handled by another criminal defense attorney from LibertyBell Law Group, no matter how small the case may seem she asserts that every client deserves the right to the best legal representation.

It is her deep belief and what she has built her entire career and lifelong dedication to that there is always hope for every client and every avenue should be pursued regardless of the time and energy it takes. For criminal attorney, Gina Tennen, devoting the finest criminal defense for clients is a habit and talent that you must apply and do all the time.

You demand the best defense. Take hold of your life and speak to our defense attorneys by calling 855-LAW-PRO1 (855-529-7761) now.

Founder Gina Tennen and all the defense attorneys at LibertyBell Law Group uphold that when the bell rings, it rings for life and liberty for all.



Gina was like a lioness protecting her cub.


I hired Gina and her team for my son who was facing 10 years for something they said he did when he was 17 years old. Gina was like a lioness protecting her cub. She did not stop. She fought hard and was able to defend the charges. We are so grateful to her and her team. They gave us our son. He recovered his life!

– L. W.
Best defense lawyers in the country.


I hired this law firm in 2014 for my son who was facing 16 years in prison for a felony robbery. Lina Helou answered all our questions. I was extremely distraught regarding what my son was facing but Lina comforted me and told me that it would be okay. And thank goodness LibertyBell saved my son from going to jail and they were able to obtain only 3 years of probation. I could not have hired a better law firm for my son and if you want the best defense call LibertyBell Law Group. Thank God for this great group of lawyers.

– V. J.
A great team of lawyers.


I do not have enough words to describe how incredible the experience with this firm was. They work very hard to make sure you have winning results. I could not have asked for better service from the moment I called, until my case was over. I was glad I made the right choice. Thank you again LibertyBell Law Group!

– S. O.
She took her time to review all of my evidence and proved my innocence.


My father had found this group through his company and coworkers. I was assigned Gina Tennen and I cannot explain in just a review on how gratefull I am to be working with her. My case was an accusation of unlawful sex. This had looked extremely bad on my part since I was in a fraternity and she was in a sorority. During these times with Greek life, there are too many bad stigmas surrounding these organizations. Gina had believed in me and knew that I was innocent and that these accusations just were not true. She took her time to review all of my evidence and proved my innocence. I totally recommend this law group because they are willing to put in the work to help your situation.

– C. D.
Gina always kept me fully aware of how the case was proceeding.


When I first heard I was under a criminal investigation, I initially thought I would try and resolve this in the best way possible, without legal representation, as we were all interested in a "just" outcome. I quickly discovered that was not the case and contacted Gina at LibertyBell. She clearly described the expectations and the choices available to me. She was always available to me, and when I called, if she couldn't talk with me at that time, she would quickly get back to me. Gina always kept me fully aware of how the case was proceeding. Her fee's were stipulated up front, as well as what those fees covered and what they did not.

– S. B.
Attorney Gina Tennen was on point from day one.


Attorney Gina Tennen was on point from day one putting pressure on the sherrif's office to get things handled. With Child molestation accusatinos being thrown around Gina and Attorney Castro were great at keeping the pressure on and had no charges filled. The DCFS indications were appealed and we won with flying colors. Great service, great work, and will use again for all legal matters.

– A. B.
Will Recommend, Total Experience, Awesome Team


Being involved in legal matters can be scary. When researching who to put my trust in, I came across Liberty and I am glad that I did. From the first time that I met with Gina and her team she made me feel comfortable and listened to all that I had to say. She assured me that her team would be on it and that they would do everything that they could! A little while in, Alan took over my case. When meeting with him you can tell that this is his passion and I immediately knew he was going to do everything in his power to make the outcome right! He was relentless and worked day and night working on the case. He kept in constant communication with me and truly cared not only about me but about my family as well. I am forever grateful for the support that this whole team has given me and would definitely recommend them to anyone who is looking for truly the best lawyers!

– L. B.